HUBUNGAN PENDIDIKAN EKONOMI DAN PENGELOLAAN UANG SAKU DENGAN PERILAKU KONSUMSI SISWA MTS WAHID HASYIM KUNIR

Abstract

Students’ consumption behavior isone of the key aspects that reflects their ability to meet their needs rationally. However, findings from field observations indicate that there are still students at MTS Wahid Hasyim Sukosari, Lumajang, who exhibit consumptive behavior, lack the ability to manage their allowance, and have not yet optimally applied the economic values they have learned from their families. This study aims to analyze the relationship between family financial education and the management of allowance as well as consumption patterns behavior of students at MTs Wahid Hasyim Sukosari Kunir. This study used a descriptive quantitative approach with correlational analysis. The research involved a population of 162 students, from which 115 respondents were selected through a random sampling technique. The data were obtained through observations, questionnaires, and documentation. The data analysis was conducted using multiple correlation analysis after fulfilling the requirements of normality and linearity tests. The results indicate that, first, family economic education has a weak relationship with students’ consumption behavior. Second, pocket money management has a moderate relationship with students’ consumption behavior. Third, family economic education and allowance management simultaneously have a moderate relationship with students’ consumption behavior. These findings suggest that family economic education and allowance management are associated with students’ consumption behavior, with allowance management showing a stronger association than family economic education. The recommendation for future research is that researchers analyze other factors related to consumption behavior, such as digital literacy, peer influence, and economic literacy.